Privacy Policy

INTRODUCTION

These Terms of Use constitute a legally binding agreement between Fitch Data Inc. (“Fitch”, “Fitch Data”, “us”, “we”) and you (“you”). This document sets forth the terms and conditions that govern your use of Fitch Data (the “site”) and any related services (the “services”, “Fitch Data Services”, “Fitch Services”, “Data Services”) accessed through the website. By clicking “I Agree,” you agree to the terms herein.
We refer to these Terms of Use and we may update or amend these terms of use by posting such updates to the site. Your use of the site after we post any such updates or amendments constitutes your agreement to those updates or amendments.

ACCOUNTS AND USER LICENSE

To become a registered user, you must complete the registration process by providing Fitch Data with current complete and accurate personally identifiable information including without limitation your real name and the email address through which we can correspond with you. You further agree to keep any registration accurate and complete. You are entirely responsible for maintaining the security and confidentiality of your account information including your username, password and API key. Registration through the website entitles account holders to the Individual User License.
This license grants access and the right to use Fitch Data solely for personal use. This license does not authorize the use of Fitch Data, or the data thereby obtained, by financial professionals—which includes anyone registered with the SEC or FINRA. By continuing registration, you represent that you are not a financial professional, and that you will not share your registration information or grant access to a financial professional. Fitch Data reserves the right, among other remedies, to discontinue all services to you, without notice, for failure to use Fitch Data according to the above.

INTELLECTUAL PROPERTY

You acknowledge that Fitch Data’s data has been developed, compiled, prepared, revised, selected and arranged by Fitch Data through the application of methods and standards of judgments developed and applied through the expenditure of substantial time, effort and money, and constitutes valuable intellectual property and/or trade secrets of Fitch Data. You acknowledge that most damages from breach would be both incalculable and insufficient to remedy the injury to Fitch Data, and that breach of this agreement would cause Fitch Data irreparable harm. Accordingly, you agree that event of breach or threatened breach of this agreement, Fitch Data, shall be entitled—in addition to any other remedies it may have at law or in equity—to appropriate injunctive or equitable relief and/or specific performance sufficient to prevent additional injury and/or to mitigate the damages to Fitch Data. Such injunctive or other equitable relief shall be available without any requirement for bond or other security, as allowed by law.

USE OF DATA

You are licensed to use data acquired from Fitch Data for personal research and investments strategy purposes only. You may not, for any other purpose, whether commercial or noncommercial: redistribute the raw data; create derivative representations of the data; stockpile the data; share, license, rent, or sell the data; post charts or other types of data display containing any part of portion of the data on a blog, publication, email, social media platform, or website, without written consent from Fitch Data. You further agree that you shall not provide access to the Fitch Data service in any form to any other parties, including renting, selling, or licensing such access.
You agree to notify Fitch Data in writing promptly upon becoming aware of any unauthorized access or use of data. You may not display the services data in any way that allows viewers to see or make use of a portion of the integrity of the services data systematically. Any other use that utilizes the Fitch Data service for other than personal research and “The data,” for purposes of this agreement, shall include any portion of data acquired from the use of Fitch Data.

TERMINATION OF TERMS

Either you or Fitch Data may terminate the terms at will, at any time, and effective immediately. Upon termination, you shall not be entitled to a refund for money paid for any unused access. You may terminate the terms by discontinuing use of the service and destroying all materials obtained from the service. Your authorization to use Fitch Data will terminate immediately and without notice from Fitch Data, if you, in Fitch Data’s sole discretion, fail to comply with any provision of these terms. You agree that within thirty (30) days of termination of this agreement, you will delete from all computer systems owned and operated by you and all computer systems operated on your behalf all data sets, data and any software provided by Fitch Data. Your duties under this agreement shall survive the termination of your authorization to use the Fitch Data, and continue until the duties are discharged.

LIMITATION OF LIABILITY

The site and the services, and any content, tools, products or services displayed, accessed or obtained through the sites and services are provided “as is”, “as available”, and without warranties of any kind, either express, implied or statutory, including, without limitation, warranties of title, noninfringement, system integration, availability, integrity, reliability, or transmission or response time, data accuracy, availability, completeness, reality of timeliness, suitability of content or services, merchantability or fitness for a particular purpose. Without limiting the foregoing, Fitch Data and its affiliates, suppliers and agents do not warrant and expressly disclaim that: (i) your use of sites and/or services and access to use of all the tools and features thereon will be uninterrupted, timely, error free or secure, (ii) that any information obtained therein is accurate, reliable, complete or timely, (iii) that defects will be corrected or (iv) that any software, services, sites or servers(s) on which the services and sites are hosted are free of viruses or other harmful components. Your use of the site and the services and any content provided on or through the sites and services are entirely at your own risk, and you shall be solely responsible for any damage to your property or person, including, but not limited to, your computer system and any device you use to access the Fitch Data website and services, or any other loss that results from accessing such content

JURISDICTION

This agreement constitutes the entire agreement and understanding between Fitch Data and you suspending any prior agreement between you and Fitch Data. If any provision of this agreement is found by a court of competent jurisdiction to be unlawful, void or for any reason unenforceable, then that provision shall be deemed severed herefrom, and shall not affect the validity and enforceability of any remaining provisions. This agreement is not assignable, transferable or sublicensable by you. You agree to abide by all copyright notices or restriction contained